Buying property in Dubai from Jordan is straightforward when you know the steps, the paperwork, and the costs. Dubai welcomes international buyers — including Jordanians — who can buy freehold property in designated areas, use escrow protections for off-plan deals, and even access investor visas if their purchase meets the value thresholds. Below is a clear, practical guide that walks you through everything from initial search to handover — plus how JTI Properties supports Jordanian buyers every step of the way. GuestReadyEngel & Völkers
Quick facts (what every Jordanian buyer should know first)
- Foreign buyers can purchase full ownership in Dubai’s approved freehold areas — no local sponsor required. GuestReady
- Off-plan purchases are registered via DLD’s Oqood system, which protects buyers by recording the contract with the Dubai Land Department. Engel & Völkers
- Expect a DLD registration/transfer cost (commonly 4% of the purchase price) plus admin/trustee fees and agent commission. Plan for these in your budget. homeland.aeSotheby’s International Realty
Step-by-step: How to buy Dubai property from Jordan
1. Define your goal & budget
Decide whether you want rental yield, capital appreciation, a second home, or a route to residency (investor visas). This determines the neighbourhoods and project types you should shortlist.
2. Shortlist projects & developers
Focus on reputable developers (Emaar, Sobha, Binghatti, Ellington, DarGlobal, etc.). Ask JTI Properties to pre-filter projects that match your budget, ROI targets and preferred payment plan.
3. Reserve the unit (booking / MoU)
When you pick a unit you like, you typically sign a reservation / booking form and pay a reservation deposit — normally 5–10% for many projects, and 10% is a common MoU deposit for resale transactions. Always ask for an official escrow/receipt. West Gate Real EstateBayut
4. Due diligence & developer NOC / Oqood registration
For off-plan purchases the developer must register the sale in DLD’s Oqood system (provisional registration). For resale and final title transfers the sale is registered with the DLD and you will obtain the document showing your registered interest. Ask the developer/agent to confirm the registration status and to produce the Oqood or title deed reference. Engel & VölkersDubai Land Department
5. Sign the Sales Agreement (and pay according to the payment plan)
Once you sign the Sales & Purchase Agreement (SPA) you follow the developer’s payment schedule (many off-plan plans are staged during construction; some offer post-handover options). Keep copies of all receipts. Off Plan Properties
6. Arrange finance (if needed) or prepare proof of funds
If you need a mortgage, most UAE banks have specific documentation requirements for expats (passport, salary certificate, 6 months bank statements, Emirates ID if resident, company docs for self-employed). Non-residents can get mortgages but conditions are stricter. Consult JTI for lender introductions and pre-approval guidance. Emirates NBDExpatica
7. Power of Attorney (if you can’t travel)
If you cannot come to Dubai, you can appoint a UAE-based representative via a Special Power of Attorney (POA). The POA must be properly drafted, notarised and attested (see “Document attestation” below). The Dubai Land Department accepts transactions completed by authorised representatives when the POA is correctly legalized. Dubai Land DepartmentEmbassy and mofa Attestation
8. Title transfer / final registration and handover
At completion the property is registered in your name at the DLD (title deed) and outstanding fees are settled (developer, trustee office, DLD fees). You receive the keys after the handover, snagging and final payment.
Documents checklist — what Jordanian buyers need (typical)
(Exact requirements depend on developer and whether you use a mortgage or buy cash.)
For all buyers
- Clear copy of passport (valid). Dubai Land Department
- Proof of address (recent utility bill or bank statement).
- Recent passport photos (as required).
- Proof of funds (bank statements, proof of transfer source).
If buying off-plan or resale
- Signed Reservation / MoU or Form F (resale). Bayut
- Developer’s No Objection e-certificate (E.NOC) for registration — required for DLD sale registration. Dubai Land Department
If using a mortgage
- Passport, visa/Emirates ID (if resident), salary certificate, last 6 months bank statements, employment letter or audited financials for self-employed. (Requirements vary by bank.) Emirates NBDExpatica
If you can’t travel (Power of Attorney route)
- Special POA (drafted to specify property powers), notarised in Jordan, attested by Jordan MOFA and UAE Embassy in Amman, and finally by UAE MOFA (process below). JTI can help prepare and coordinate attestation. Embassy and mofa AttestationMinistry of Foreign Affairs UAE
Attesting Jordanian documents for use in the UAE (brief)
If documents are issued in Jordan (e.g., POA, marriage certificate, police clearance), they normally follow this path: notarisation in Jordan → Ministry of Foreign Affairs (Jordan) attestation → UAE Embassy in Amman attestation → UAE MOFA final attestation once in the UAE. This is the usual legalisation chain for documents issued outside the UAE. JTI can advise and coordinate attestation vendors to save you time. Benchmark Attestation ServicesMinistry of Foreign Affairs UAE
Costs & fees you must budget for
- DLD registration / transfer / Oqood fee — commonly 4% of the purchase price (check whether the developer has included it in their pricing). Expect additional admin/trustee fees (small fixed charges). homeland.aeHome Dubai
- Agent commission — typically around 2% (VAT may apply). For off-plan, developer-paid commissions vary. Sotheby’s International Realty
- Mortgage fees, valuation fees, trustee office fees — vary by lender. Ask for a Key Facts Statement before committing. Emirates NBD
- Annual service charges (maintenance / building services) — payable yearly and set by the developer/community. Note: there is no annual property tax or capital gains tax in Dubai, but service fees and housing/utility fees apply. Engel & Völkershomeland.ae
Residency & investor visas (short note)
- Buying property may help you apply for residence visas: a 2-year investor visa is commonly available for properties worth AED 750,000 (or equivalent conditions), while a 10-year investor/Golden Visa route is available for higher thresholds (e.g., AED 2,000,000 for the 10-year investor route). Rules change — check eligibility before relying on property for residency. JTI can assess your purchase for visa eligibility. Dubai Land DepartmentDLD كيوب
Common buyer FAQs (Jordan → Dubai)
Q — Can I buy in Dubai before I travel?
Yes. Many Jordanians buy remotely using a properly attested Power of Attorney or by booking and completing documents electronically + wire transfer. Ensure the POA is specific and legally compliant. Embassy and mofa AttestationDubai Land Department
Q — Can I get a mortgage as a Jordanian non-resident?
Yes, but non-resident mortgages are available under stricter conditions. You’ll need proof of income, bank statements and, in many cases, a higher down payment. Talk with JTI for lender introductions and pre-approval help. Emirates NBDExpatica
Q — Are off-plan purchases safe?
If the developer is reputable and the project is registered in the DLD Oqood system, your transaction benefits from legal protections and escrow rules. Always verify Oqood registration and developer escrow. Engel & VölkersDubai Land Department
How JTI Properties helps Jordanian buyers (practical & on-the-ground)
At JTI Properties we support Jordanian buyers with a full, confidence-building service:
- Curated project shortlists (matched to budget & ROI goals).
- Verified documents & developer checks (Oqood/title status).
- Drafting and coordination of POA and attestation (Jordan → UAE).
- Introductions to UAE mortgage partners (pre-approvals where possible).
- Managed payment coordination (escrow transfers, bank receipts).
- Handover support, property management, and rental set-up for investors.
If you prefer to avoid travel or paperwork, we can handle most legal steps for you with an appropriately attested POA and keep you updated at every stage.
Final tips — avoid rookie mistakes
- Always confirm Oqood/title registration before making large additional payments. Engel & Völkers
- Use escrow receipts and bank transfer trails for proof of payment.
- Don’t rely solely on marketing brochures — ask for a copy of the SPA, developer timeline, and completion guarantees.
- Budget for DLD fees (4%), trustee/transfer admin charges, and service charges. homeland.ae
Ready to buy from Jordan? JTI Properties can help
If you’re a Jordanian ready to explore Dubai properties, we’ll prepare a tailored buyer pack for you — including a shortlist of suitable projects, estimated costs in JOD, a complete document checklist, and a ready Power of Attorney draft if you prefer remote handling.
Simply contact us through our Contact Us page, and our team will arrange a priority call and share the initial paperwork checklist so you can start your Dubai property journey with confidence.
